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Choose one of the four following life situations: Husband/wife, two kids, 1 income, mortgage, good salary, some savings, and no college fund.

Choose one of the four following life situations:

  1. Husband/wife, two kids, 1 income, mortgage, good salary, some savings, and no college fund.
  2. Divorced, 55 years old, $1.2 million, 2 kids in college, and no debt.
  3. 24-year-old single woman, college graduate, engineer, and $20,000 savings.
  4. 74-year-old widower, excellent pension, $500,000, long-term care insurance, and three children.

Create a 700- to 1,050-word analysis in which you do the following:

  • Describe the risk tolerance and recommended asset allocation to match that risk for each of the life situations selected.
  • Develop an investment portfolio that meets their needs.
  • Consider and recommend any insurance that is appropriate and any estate planning tools necessary to protect the family and their assets.